Dear bank who held my truck loan:
I paid the loan off in March. It took you until June to send the title release because you didn't know where to mail it to. You never had a problem mailing me a bill each month.
Why did it take a phone call to "remind" you of my address? Also thanks for sending me a check for $0.17 because I overpaid. If you could have sent me an accurate statement I would have not overpaid you.
Sincerely,
HeyJo
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